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Umbrella Coverage


Umbrella Coverage Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

What Our Customers Are Saying:
When choosing a business partner, I always look for someone who will meet me half-way. Fortunately, as my partner, Cole Richardson has consistently exceeded the half-way point and carried me. More importantly, I trust Cole and that means more than all the money he has saved me over the last three years.
Don Burk The Recovery Center, OKC, OK

Thank you for your interest in Financial Risk SolutionsWe have been providing insurance and financial solutions to local communities since 1923. If you would like to speak to an insurance professional please call our office at 405-254-5600If you would like to email your questions, an agent will reply promptly.



Umbrella Coverage Information

Insurance Policies Have Limits that Help to Control Your Premium Costs
Serving Oklahoma City, Tulsa and Throughout Oklahoma, Texas and Arkansas


In addition, these limits help insurers ensure that they are able to fulfill their financial responsibility and meet the claims needs of their policyholders. But limits leave you with some exposure to financial loss, because any claims that exceed the amount of a policy’s limit must be either paid for out of your pocket or be unrecovered. An umbrella policy can fill the gap that exists between your limits and your potential claims.

Umbrella policies extend the coverage limits of many types of liability insurance policies such as home and auto.  It can provide $1 million or more in additional coverage to each of those policies you have. For example, when an auto insurance policy has a $250,000 limit and you injure another person in an accident, the medical expenses and lawsuit could cost much more than that.

Having the added protection of an umbrella policy gives you another $1 million or more to put toward those costs. This keeps your savings intact while satisfying the financial obligations you have.

Umbrella insurance can also provide protection for situations that would be excluded by other policies, such as when you are accused of slander or libel. Umbrella insurance isn’t just for personal coverage; it can also be purchased by a business in order to extend the reach of its various liability policies.

No matter how aggressive your liability insurance policy limits are, the inexpensive addition of umbrella insurance is a great, affordable way to extend your protection and meet whatever comes your way in the future. 

Thank you for your interest in Financial Risk Solutions. We have been providing insurance and financial solutions to local communities since 1923. If you would like to speak to an insurance professional please call our office at 405-254-5600. If you would like to email your questions, an agent will reply promptly.

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