Call Us CALL US TODAY | (405) 254-5600
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Get Started
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Get Started
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Get Started
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Get Started
Health Insurance HEALTH

Learn about different health coverage options that fit your needs.

Get Started
PEST CONTROL PEST CONTROL

Finding insurance doesn't have to be difficult. We do the work for you.

Get Started

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

What Our Customers Are Saying:
When choosing a business partner, I always look for someone who will meet me half-way. Fortunately, as my partner, Cole Richardson has consistently exceeded the half-way point and carried me. More importantly, I trust Cole and that means more than all the money he has saved me over the last three years.
Don Burk The Recovery Center, OKC, OK

Thank you for your interest in Financial Risk SolutionsWe have been providing insurance and financial solutions to local communities since 1923. If you would like to speak to an insurance professional please call our office at 405-254-5600If you would like to email your questions, an agent will reply promptly.



Life Insurance Information

 

Whether You Are Looking for Term or Whole Life - Financial Risk Solutions Can Help
Serving Oklahoma City, Tulsa and Throughout Oklahoma, Texas and Arkansas


There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term Life Insurance
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

Whole/Permanent Life Insurance
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Thank you for your interest in Financial Risk Solutions. We have been providing insurance and financial solutions to local communities since 1923. If you would like to speak to an insurance professional please call our office at 405-254-5600. If you would like to email your questions, an agent will reply promptly.

Facebook
LinkedIn
Google+
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved.
Powered by Insurance Website Builder