Call Us CALL US TODAY | (405) 254-5600
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Get Started
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Get Started
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Get Started
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Get Started
Health Insurance HEALTH

Learn about different health coverage options that fit your needs.

Get Started
PEST CONTROL PEST CONTROL

Finding insurance doesn't have to be difficult. We do the work for you.

Get Started

Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

What Our Customers Are Saying:
When choosing a business partner, I always look for someone who will meet me half-way. Fortunately, as my partner, Cole Richardson has consistently exceeded the half-way point and carried me. More importantly, I trust Cole and that means more than all the money he has saved me over the last three years.
Don Burk The Recovery Center, OKC, OK

Thank you for your interest in Financial Risk SolutionsWe have been providing insurance and financial solutions to local communities since 1923. If you would like to speak to an insurance professional please call our office at 405-254-5600If you would like to email your questions, an agent will reply promptly.



Watercraft & Boat Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Watercraft & Boat Insurance Information

Boat Insurance for Your Peace of Mind
Serving Oklahoma City, Tulsa and Throughout Oklahoma, Texas and Arkansas



Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:
  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to your insurance representative about the type of coverage that would best suit your needs.

Thank you for your interest in Financial Risk Solutions. We have been providing insurance and financial solutions to local communities since 1923. If you would like to speak to an insurance professional please call our office at 405-254-5600. If you would like to email your questions, an agent will reply promptly.

Facebook
LinkedIn
Google+
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved.
Powered by Insurance Website Builder